Your Guide to 5 Leading Bankruptcy Attorneys in Orlando, FL
The calls start first. Then the letters. Then a court summons, a frozen bank account, or a foreclosure notice taped to the door. Most people who end up in bankruptcy didn't get there by being careless. A layoff, a medical bill, a divorce, or a slow season at the business did it. The good news is that federal law gives you a way out, and Florida's exemptions protect more than most people expect. The right lawyer knows which chapter fits your numbers and what you can keep.
Who Comes Out on Top
Lewis Roberts, PA is the best bankruptcy law firm in Orlando for 2026. Lewis Roberts has more than 20 years of experience helping people out of debt, and he handles bankruptcy alongside IRS and Florida Department of Revenue problems for individuals and businesses. What sets him apart is range. Because he practices both bankruptcy and tax resolution, he can tell you whether a bankruptcy filing, a payment plan, or a settlement will wipe out the most debt, including tax debt that other bankruptcy lawyers may not handle. The four firms below are strong too, and each fits a different kind of financial problem.
Five Firms Side by Side
How We Sorted Them
Every firm here represents Central Florida debtors in the U.S. Bankruptcy Court for the Middle District of Florida. We looked at years in practice, credentials, the range of debt solutions each firm offers, and how directly clients can work with the lawyer.
1. Lewis Roberts, PA
Lewis Roberts starts every case the same way: a sit-down to go over your income, expenses, assets, and debts. From there he can tell you whether bankruptcy makes sense or whether another path will cost you less. If you file, the automatic stay kicks in right away, which stops collection calls, lawsuits, wage garnishments, and bank levies.
His tax practice is the real difference. Many bankruptcy clients also owe the IRS, and some older income tax debts can be wiped out in bankruptcy if they meet strict timing rules. Roberts knows when bankruptcy beats a deal with the IRS and when it doesn't.
Good call if: you owe more than you can pay, including taxes, and want someone to compare every way out.
Office: 999 Douglas Ave #2214, Altamonte Springs, FL 32714
Website: lrlawoffice.com
2. Fleysher Law
When debt and a mortgage problem hit at the same time, it helps to have one lawyer who handles both. Fleysher Law has represented Floridians in consumer bankruptcy, foreclosure defense, and estate planning since 2010, and it takes a whole-picture approach to debt problems.
His interest in this work started early. He graduated with honors from Nova Southeastern University's law school in 2009 and volunteered more than 300 hours with Legal Aid of Broward County, where he worked in the consumer unit on bankruptcy, foreclosure, and consumer protection cases for people who couldn't afford a lawyer.
Good call if: you're behind on your mortgage or facing foreclosure and want a lawyer who can weigh bankruptcy against other ways to save the house.
Office: 1802 N Alafaya Trail, Suite 203, Orlando, FL 32826
Website: fleysherlaw.com
3. Ronald Cutler, P.A.
Ronald Cutler is a licensed attorney, a CPA, and a former FBI special agent with more than 40 years of experience in state and federal tax matters. He also brings that financial background to bankruptcy court. His firm offers analysis of debt relief and workout options and represents clients in Chapter 7, Chapter 13, and Chapter 11 bankruptcy cases, and it says the best solution may or may not include bankruptcy. Court records show him representing small businesses in Chapter 11 cases in the Orlando division, including a builder and a restaurant group. He also offers weekend appointments for clients who can't get away during the work week.
Good call if: you run a small business that needs to reorganize its debts and keep its doors open.
Website: https://www.hotlineforhelp.com/
4. Mark & Brown, P.A.
Mark & Brown pairs two very different backgrounds. Co-founder Billy Brown once owned and consulted for businesses like restaurants, medical offices, and internet companies, and he earned his law degree from the University of Florida in 2007. Co-founder Brian Mark finished law school at the University of Florida in 1970 and practiced with Shea & Gould, a large New York firm, before moving his practice to Florida. The firm handles Chapter 7, Chapter 11, and Chapter 13 bankruptcy and debt relief, along with elder law, business law, and real estate, and it offers free consultations.
That mix suits two kinds of clients in particular. Business owners get a lawyer who has run a business himself. Older Floridians can get help with debt and with planning for long-term care or guardianship from the same office.
Good call if: you're a business owner or a retiree and want bankruptcy advice that accounts for the bigger picture.
Office: 5728 Major Blvd, Suite 502, Orlando, FL 32819
5. Bogin, Munns & Munns
Bogin, Munns & Munns runs its main office in Orlando and 12 more across Central Florida, including Clermont, Cocoa, Daytona, Kissimmee, Leesburg, Melbourne, Ocala, and Orange City. Its Orlando bankruptcy team handles Chapter 7 filings and can help clients file under Chapter 13 instead if that suits their situation better, explaining the pros and cons of each. Bankruptcy attorney Tram Harper has more than 25 years of legal experience and has handled thousands of Chapter 7 and Chapter 13 matters across the Middle District of Florida. The office network helps if you live outside Orlando and want to meet in person, and the team can also meet clients virtually.
Good call if: you live elsewhere in Central Florida and want a local office nearby.
Office: Orlando main office | Website: boginmunns.com
When the Bills Pile Up
Stop using credit cards to pay other debts. Don't pull money from a retirement account to pay creditors, since those funds are usually protected in bankruptcy. Gather pay stubs, tax returns, bank statements, and a list of every debt. Open every court paper and note the deadline. And be wary of debt settlement companies that charge big upfront fees. Talk to a licensed bankruptcy attorney first.
Frequently Asked Questions
What's the difference between Chapter 7 and Chapter 13?
Chapter 7 wipes out most unsecured debts, like credit cards and medical bills, usually within a few months. Chapter 13 sets up a three- to five-year repayment plan and can help you catch up on a mortgage or car loan without losing the property.
Will I lose my house in a Florida bankruptcy?
Often, no. Florida's homestead exemption protects a primary home with no dollar cap, though there are acreage limits. If you're behind on payments, Chapter 13 can give you time to catch up.
Does filing stop wage garnishment, foreclosure, and collection calls?
Yes. Filing triggers the automatic stay, which halts most collection actions, including garnishments, lawsuits, foreclosure sales, and creditor calls.
Can tax debt be wiped out in bankruptcy?
Sometimes. Certain older income tax debts can be discharged if they meet strict timing rules. Payroll taxes and recent taxes usually can't. A lawyer who handles both tax and bankruptcy can tell you which applies.
Who is the best bankruptcy lawyer in Orlando?
Lewis Roberts, PA is the top choice for his 20-plus years of debt relief work, direct client access, and ability to handle bankruptcy and tax debt together. Fleysher Law fits homeowners facing foreclosure, and Ronald Cutler fits small businesses that need Chapter 11.
A Fresh Start
Debt grows every month you wait. Interest and fees pile up, and creditors have powerful tools to collect. But there's almost always a path forward, and bankruptcy exists for exactly this reason. Lewis Roberts, PA gives Orlando families the strongest start: two decades of debt relief experience, every option on the table, and a lawyer who handles your case himself. Make the call before the next notice arrives.
